Loan on FD and RD

Get Loan on Fixed deposit

Loan against Fixed Deposits at lower interest rates, with quick processing.
  • 01High-value loan

    We offers a upto 95% loan on fixed deposit and Recurring deposit amount value.

  • 02Minimum Processing Fee

    Apply for Loan Against FD & RD at very low processing fee and no any hidden charge will applied to member .

  • 03FD and RD Remains same

    Without breaking Fixed deposit get loan amount upto 85% of your .

  • 04Low monthly interest of 1.5% p.m.

    Get loan agains FD and RD on cheapest rate of interest as compare to the market. we are proving cheapest Loan against FD, RD

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NEED ANY HELP FOR LOAN APPLY - CALL @ 9911351160

Loan against FD & RD

Get a Loan Against Fixed Deposit from Charlie co-operative society for your cash requirements without having to withdraw your fixed deposits. Avail upto 95% of the value of your fixed deposit without losing out on the interest and without breaking the fixed deposit. Now gain access to liquid funds at competitive rates

Unforeseen events and emergencies warrant immediate cash flow, which is why some investors may consider liquidating their FD investments before maturity. However, you can tend to emergencies without breaking your FD, by taking a loan against fixed deposit. Loan against Fixed Deposit is a secured loan, where you can pledge your FD as collateral, in return for the loan amount.

Here's a look at some of the features and benefits of a Charlie co-operative Society Ltd. loan against FD & RD.
  • Minimal Documentation.
  • Rate of interest 1.5% p.m. (reducing rate of interest).
  • Excellent Customer Service.
  • Covers all Financial Requirements.
  • No hidden charges.
  • very low Processing fee
  • Quick Processing

Eligibility criteria or Conditions for loan against FD & RD

As our valued customer, you are eligible to get loan against FD & RD. in case your are not our member, Browse the membership plan with great benefits and become member of Charlie co-operative society. For more details, please contact our Relationship Manager or call our phone banking number: 9911351160.

Charlie co-operative Society Ltd. required minimum Eligibility for loan against FD,RD.
  1. Must be an active member of Charlie Co-operative Society Ltd.
  2. The minimum age of applicants should be 18 years.
  3. Share Money should be 10% of the total Loan Amount.
  4. 2 Guarantors (Both the Guarantors should be the existing member of the society and should not be a defaulter).

Mendatory documents loan against FD & RD

  • 4 Passport size photo (Colored and any background).
  • Aadhaar card (Front and back).
  • Pan Card
  • CTS Cheques (3 Blank Signatured AC Payee Cheques)
  • Income Proof (3 Months Payslip / Bank Statement, ITR File / Affidavit)
  • Rent Agreement & Water / Electricity Bill of Landlord Compulsory (In case of Tenant)

Loan Tenure and charges loan against FD & RD

  • Loan Tenure will be maximum of 60 Months.
  • Processing Charges is very low.
  • Non Payment of the EMI till the last date applicable will incur 1.75% Penalty Interest for that particular month on the member.
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