Buy home appliance

Household Loan

Get Home Appliances on EMIs in just few steps anytime.
  • 01Get approval in 24 Hrs

    The Household loan can be approve within a single day. So you can handle your difficult situation and support your love once too.

  • 02Zero Processing Fee

    Apply for Household loan at zero processing fee and no any hidden charge will applied to member .

  • 03Part pre-payment and for foreclosure option

    If Member have had a good financial month or just come across some extra funds, they can choose to part pre-pay and foreclosure of their loan.

  • 04Doorstep facility

    For your convenience, we provide doorstep services. When applying for a personal loan, a bank representative will visit your home for completion of the application form as well as the documentation process for personal Loan

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NEED ANY HELP FOR LOAN APPLY - CALL @ 9911351160

Household loan

Household loan - A Consumer Durable Loan (Household loan) is an option that helps you finance your purchase of house hold goods. This class of products includes household appliances or electronics such as TVs, refrigerators, air conditioners, washing machines, microwaves, home theatres, laptops and much more.

So, have you been waiting for a long time to save money and buy the products you desire? Charlie co-operative society's household Loans can help you in making your purchases today, that you had put off for tomorrow. Through our EMI facility you can buy big and pay small. In other words, you can purchase home improvement products like a new microwave or a giant refrigerator and make repayments through the monthly EMIs. We require minimum documentation and provide on-spot loan approval. Don’t delay your aspirations any further. Now, you can go ahead with confidence and make life easier for you and your loved ones

Here's a look at some of the features and benefits of a Charlie co-operative Society Ltd Household Loan.
  • Get Household loan upto 50,000.
  • Rate of interest 1.9% p.m. (reducing rate of interest).
  • Easily pay the Loan amount in 24 months.
  • Online process with minimal documentation.
  • No hidden charges.
  • Zero Processing fee*
  • Can be Approved within 24 Hrs*

Eligibility criteria or Conditions for Household loan

As our valued customer, you are eligible to get Household loan. in case your are not our member, Browse the membership plan with great benefits and become member of Charlie co-operative society. For more details, please contact our Relationship Manager or call our phone banking number: 9911351160.

Charlie co-operative Society Ltd. required minimum Eligibility for household loan.
  1. Must be an active member of Charlie Co-operative Society Ltd.
  2. The minimum age of applicants should be 18 years.
  3. Share Money & Compulsory Deposit (CD) should be 10% each of the total Loan Amount.
  4. 2 Guarantors (Both the Guarantors should be the existing member of the society and should not be a defaulter).

Mendatory documents for Household loan

  • Original Copy of GST bill of the product.
  • 4 Passport size photo (Colored and any background).
  • Aadhaar card (Front and back).
  • Pan Card
  • CTS Cheques (3 Blank Signatured AC Payee Cheques)
  • Income Proof (3 Months Payslip / Bank Statement, ITR File / Affidavit)
  • Rent Agreement & Water / Electricity Bill of Landlord Compulsory (In case of Tenant)

Loan Tenure and charges for Household loan

  • Loan Tenure will be maximum of 24 Months.
  • Processing Charges is 0.
  • Non Payment of the EMI till the last date applicable will applicable 2% Penalty Interest for that particular month on the member.
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