A loan against your gold jewellery

Gold Loan at your home

Use your gold to fulfill your financial needs immediately.
  • 01Get approval in 24 Hrs

    The Gold loan can be approve within a single day. So you can handle your difficult situation and support your love once too.

  • 02Zero Processing Fee

    Apply for Gold loan at zero processing fee and no any hidden charge will applied to member .

  • 03Part pre-payment and for foreclosure option

    If Member have had a good financial month or just come across some extra funds, they can choose to part pre-pay and foreclosure of their loan.

  • 04Doorstep facility

    For your convenience, we provide doorstep services. When applying for a personal loan, a bank representative will visit your home for completion of the application form as well as the documentation process for personal Loan

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NEED ANY HELP FOR LOAN APPLY - CALL @ 9911351160

Gold loan

Gold loan - There are situations when we have to borrow money urgently to fulfil pressing needs. In such cases, an option of cashing in on instant liquidity in the form of gold assets is a boon. If you have sufficient gold assets at your disposal, you can always use them as collateral and avail a gold loan. Under this, you agree to keep your gold assets with the us for a fixed period and once you repay the loan amount along with the interest and charges (if any), your gold assets are returned to you. This is a fairly simple, fast and hassle-free process.

Gold Loan is a secured financial product where gold jewellery is taken as collateral. During the valuation of gold, the market value is calculated according to the per gram market rate on the day of the loan application. Only the gold parts are used to calculate the value; other metals, stones and gems are excluded from the calculations.

Apply for gold loan and make the gold in your locker work for you and fulfil all your financial needs.

Here's a look at some of the features and benefits of a Charlie co-operative Society Ltd Gold Loan.
  • Get Gold loan upto 80% or the gold value.
  • Rate of interest 1.5% p.m. (reducing rate of interest).
  • Easily pay the loan amount in 60 months.
  • Online process with minimal documentation.
  • No hidden charges.
  • Zero Processing fee*
  • Can be Approved within 24 Hrs*

Eligibility criteria or Conditions for Gold loan

As our valued customer, you are eligible to get Gold loan. in case your are not our member, Browse the membership plan with great benefits and become member of Charlie co-operative society. For more details, please contact our Relationship Manager or call our phone banking number: 9911351160.

Charlie co-operative Society Ltd. required minimum Eligibility for Gold loan.
  1. Must be an active member of Charlie Co-operative Society Ltd.
  2. Gold jewelry must be with hallmark and original bill.
  3. The minimum age of applicants should be 18 years.
  4. Share Money & Compulsory Deposit (CD) should be 10% each of the total Loan Amount.
  5. 2 Guarantors (Both the Guarantors should be the existing member of the society and should not be a defaulter).

Mendatory documents for Gold loan

  • Original Copy of GST bill of the gold jewelry.
  • 4 Passport size photo (Colored and any background).
  • Aadhaar card (Front and back).
  • Pan Card
  • CTS Cheques (3 Blank Signatured AC Payee Cheques)
  • Income Proof (3 Months Payslip / Bank Statement, ITR File / Affidavit)
  • Rent Agreement & Water / Electricity Bill of Landlord Compulsory (In case of Tenant)

Loan Tenure and charges for Gold loan

  • Loan Tenure will be maximum of 24 Months.
  • Processing Charges is 0.
  • Non Payment of the EMI till the last date applicable will applicable 1.75% Penalty Interest for that particular month on the member.
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